> For the complete documentation index, see [llms.txt](https://docs.rfy.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.rfy.finance/rewards/points.md).

# Points Program

### Base concept

Eligible RFY vault deposits can earn RFY Points while the deposit remains active. The current multiplier, campaign dates, lockups, and eligibility rules are shown on the applicable vault page in the [RFY app](https://rfy.finance/).

{% hint style="info" %}
Vault multipliers and campaign bonuses can change. The terms displayed by the selected vault at the time of deposit are the current source of truth.
{% endhint %}

***

### How points are calculated

`daily_points = USD_value_deposited × base_rate × vault_multiplier × applicable_bonus_multiplier`

Where:

* `USD_value_deposited` is the qualifying deposit value.
* `base_rate` is the campaign's stated base rate.
* `vault_multiplier` is the multiplier displayed for that vault.
* `applicable_bonus_multiplier` includes only bonuses for which the deposit qualifies.

***

### Campaign bonuses

Pre-deposit, duration, referral, or other campaign bonuses may be offered. Any lockup, early-withdrawal restriction, start date, end date, or forfeiture condition will be shown with the campaign terms.

***

### Eligibility

* Points accrue only for qualifying deposits and periods.
* A queued deposit may begin accruing only when the applicable campaign terms say it becomes active.
* Withdrawing or failing to satisfy a lock condition may reduce or forfeit campaign bonuses.
* Check the vault page before depositing; historical multipliers do not apply automatically to new vaults or epochs.


---

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